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Yeylo by JazzCash

Yeylo Buy Now, Pay Later — Terms, Conditions & How-To Guide:

How to Checkout with Yeylo on partner via PGW

  • Add to cart and select Yeylo or JazzCash at checkout
  • Select Yeylo (pay in 3 instalments)
  • Enter CNIC & JazzCash Phone number (MSISDN)
  • Review the instalment plan and proceed. Please ensure you have enough funds in your JazzCash wallet for the 1st instalment otherwise transaction will fail.
  • Enter OTP received on your registered mobile account
  • Enter your MPIN

For Jazz users: A USSD prompt will show up on your device, enter your JazzCash MPIN there.

For non-Jazz users: Go to JazzCash App -> Go to Account on top right -> Payment Requests -> Find the transaction -> Enter MPIN

·         Order placed. Do not leave the screen until you are automatically redirected.

How to Checkout with Yeylo via QR

  • Scan the QR placed at the store counter top
  • Select Yeylo (pay in 3 instalments)
  • Customer enters the total product amount after confirming from the store
  • Customer will be shown their instalment plan and payable amount today 
  • Customer proceeds to MPIN and order is placed

Installment Plan

Your purchase is split into 3 equal monthly installments. A 15% service charge (5% per installment) applies to the total purchase amount.

Installment

Due Date

Amount

1st

At purchase

1/3 of total + 5% fee

2nd

30 days later

1/3 of total + 5% fee

3rd

60 days later

1/3 of total + 5% fee

 

All repayments are made via the JazzCash App. Minimum order value is PKR 100

Cashback details

  • Cashback is calculated on the total Yeylo order value, which includes the 15% service fee — not on the original product price alone. Example; if a customer places an order of 5,000. A 15% fee is charged ontop of this making it 5,750 in total. The cashback is posted on 5,750 and not 5,000. Additionally, the cashback will not exceed the designated cashback cap.
  • Cashback is posted every Monday, Wednesday, and Friday. Orders placed on weekends are credited the following Monday or the next working day.
  • Cashback is posted from the order placement date.
  • Exclusively for Yeylo Buy Now Pay Later orders.
  • Cashbacks are verified per internal policy. If yours isn't credited, you may raise a query and a reason will be provided.
  • Cashback cannot be exchanged for cash or used to offset installment repayments


Eligibility

Who can avail this offer

  • All eligible Yeylo by JazzCash users with an active JazzCash account and the JazzCash App installed.
  • Your wallet must have sufficient balance to cover the 1st installment at the time of purchase.
  • You must meet Yeylo's credit scoring eligibility criteria.
  • Spending limit must accommodate the purchase (PKR 100 – PKR 50,000).

You may not be eligible if

  • Your wallet has insufficient balance for the first installment.
  • Your Yeylo credit score does not meet the required threshold.
  • You have a pending ReadyCash loan or an outstanding Yeylo BNPL balance.
  • The cart value exceeds your assigned Yeylo spending limit.

Repayment Options

Via JazzCash App

 

Open the JazzCash App → Tap the Yeylo Buy Now, Pay Later icon → Go to the Repayment tab and follow the prompts.

Via USSD (*786#)

Dial *786# → Select 9 for Buy Now, Pay Later → Choose 1 for Full Payment or 2 for Partial Payment → Enter your MPIN to confirm.

Early repayment carries no penalties and restores your spending limit immediately. Installments are also auto-deducted from your wallet on scheduled due dates.

Late Payment & Default

  • If an installment is not paid by the due date, JazzCash will auto-deduct the amount from your wallet once funds become available.
  • Continued non-payment will result in your account being reported to eCIB (Electronic Credit Information Bureau), negatively impacting your credit score.
  • Outstanding BNPL amounts must be cleared before initiating a new Yeylo transaction.

Returns, Refunds & Faulty Products

  • Refunds may be considered within 14 days of purchase (may vary by brand or partner). This refund is processed by the brand through the refund API.
  • Eligible scenarios include: order not placed but payment deducted, items not delivered, damaged items, or partial deliveries.
  • For exchanges or product-related concerns, contact the brand directly.
  • For refund requests, contact JazzCash Customer Support: 4444 (Jazz) or 021-111-124-444.
  • JazzCash acts solely as the payment partner and is not responsible for product quality, delivery, or fulfillment.




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